Monday, January 15, 2018

Tax Information for Homeowners



One of the many benefits of owning a home is the extra savings at tax time.  Yes owning a home is a great benefit when it comes to filing your taxes each year.  Whether you do your taxes on your own or use the services of a professional, make sure you take advantage of these tax savings opportunities.
Main tax benefits include being able to deduct interest payments and property tax payments.  Homeowners may also exclude, to a limit, capital gains made on the sale of a home that previous year.  Points paid toward your mortgage to get a better overall interest rate may also be deductible.
Certain environmentally friendly updates made to your home may also be eligible for a tax credit.
As the tax law continually changes and updates it is important to stay on top of what homeowner deductions or credits you may be eligible for.
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Sunday, January 7, 2018

Inside Chores for Cold Winter Days

When you're looking at the outside temperature and thinking today makes a great day to stay inside, we have some productive activities for you!

Of course resting on the couch and watching your favorite shows is a classic winter past time, you can take advantage of the colder temps to stay inside and get some much needed work done!

1. Cleaning the Oven
Cleaning the oven take some time and is the perfect activity for when you're going to be around the house for a few hours. Most ovens come with a self-clean button that does the work for you. If your oven is really greasy and grimy it make require some pre-cleaning on your part using either oven cleaner or a mix of vinegar and baking soda.

2.  Clean the Floors
Since you are spending more time indoors, it's time to ramp up your typical cleaning schedule. Sweep and mop the floors to keep any mud or dirt from tracking around the house. Vacuum regularly to keep dirt from being ground into the carpet fibers.

3.  Inspect the Pantry
Winter is a good time to reorganize the pantry and make it more efficient for the new year. While you're organizing check the dates to make sure no products are expired.  Pull out little used ingredients and do an online search for recipes that you may not have tried before.

4.  Mattress Care
Flip your mattress if you can or if you have a pillow top rotate it 180 degrees to prevent impressions or dents from forming. To freshen your mattress, sprinkle it with baking soda and then vacuum up.

5. Inspect and Clean Your Windows
Let more natural light in during the dark winter with clean, sparkling windows. Don't forget to clean around the frames which can gather dust and dirt.  Letting in a little more natural light can really cheer up a dreary winter day!

Take Advantage of Winter Days

When you're looking at the outside temperature and thinking today makes a great day to stay inside, we have some productive activities for you!

Of course resting on the couch and watching your favorite shows is a classic winter past time, you can take advantage of the colder temps to stay inside and get some much needed work done!

1. Cleaning the Oven
Cleaning the oven take some time and is the perfect activity for when you're going to be around the house for a few hours. Most ovens come with a self-clean button that does the work for you. If your oven is really greasy and grimy it make require some pre-cleaning on your part using either oven cleaner or a mix of vinegar and baking soda.

2.  Clean the Floors
Since you are spending more time indoors, it's time to ramp up your typical cleaning schedule. Sweep and mop the floors to keep any mud or dirt from tracking around the house. Vacuum regularly to keep dirt from being ground into the carpet fibers.

3.  Inspect the Pantry
Winter is a good time to reorganize the pantry and make it more efficient for the new year. While you're organizing check the dates to make sure no products are expired.  Pull out little used ingredients and do an online search for recipes that you may not have tried before.

4.  Mattress Care
Flip your mattress if you can or if you have a pillow top rotate it 180 degrees to prevent impressions or dents from forming. To freshen your mattress, sprinkle it with baking soda and then vacuum up.

5. Inspect and Clean Your Windows
Let more natural light in during the dark winter with clean, sparkling windows. Don't forget to clean around the frames which can gather dust and dirt.  Letting in a little more natural light can really cheer up a dreary winter day!